1. Changes to Terms and Conditions We may add to, remove or change these terms and conditions from time to time. We will give you notice on the website of any changes and the date from when they become effective. Your continued use of the website will indicate your acceptance of the changes. If you do not wish to accept them, you must not access the website.

2. Copyright and other Intellectual Property The materials contained on our website are protected under copyright and other laws of INDIA, and under international conventions and similar laws abroad. Unless otherwise stated, copyright and other intellectual property rights in all material published on the website belongs to Public Trust. The name and logo of Public Trust and certain other logos used on the Website are registered trademarks. You are not permitted to use or reproduce or allow anyone else to use or reproduce these trademarks for any reason without our express written permission. For any material on this website that is identified as being subject to copyright of a third party, authorisation to use or reproduce such material must be obtained from that copyright holder.

3. Website Information Apart from the content provided in relation to the Public Trust online service, the information contained on our website is for general information and use only. We make every effort to ensure that the content of the website is up to date and error-free, but we do not give any guarantee or other assurance as to the accuracy, completeness, timeliness or fitness for any particular purpose of the content. Content on this website is not intended to be a substitute for commercial judgement or professional advice. You should not act in reliance upon any content of the website without first obtaining professional advice relevant to your circumstances.

4. Responsibility for Loss To the full extent legally allowable, we disclaim all responsibility for damages or losses (including financial loss, loss of revenue, loss of profits or savings, indirect or consequential losses) arising in contract, tort (including negligence) or otherwise from your use of, or inability to use, our website, including our online service. This disclaimer also applies to any material appearing on our website, or from any action or decision taken as a result of using our website, including our online service.